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Congratulations on your decision to buy a new home! There
are many important things to consider throughout the process,
especially if you're a first-time homebuyer. Here's some information
that will keep you on track.
In General....
A home purchase may be your largest financial
transaction to date, so it's important to make the right decisions
and to keep an eye on the details. With the assistance of
your Real Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
Count On Your Real Estate Agent To:
- Preview available homes to weed out those that are overpriced,
or undesirable in some other way.
- Present the homes that suit your needs as you've defined
them.
- Help you determine the difference between a "good
buy" and a property which, because of its nature (neighborhood,
market appeal, etc.), might have to be discounted if you
decide to sell in the future.
- Negotiate the best deal for you. With a Pre-Qualification
letter from Sunquest Funding, LLC in hand,
your Real Estate Agent will be able to demonstrate that
you are a qualified and capable borrower. This will strongly
influence the Seller, and may make the difference between
the Seller accepting your offer or someone else's -- even
if your offer is lower!
Count On Your
Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to meet your personal
situation and goals. (This single decision can save you
thousands of dollars throughout the years!)
- Keep you informed of your loan status throughout the entire
process.
- Keep your Real Estate Agent informed of our loan progress
(Note: your personal information is always kept confidential
between you and Sunquest Funding, LLC;
only deal points and progress are shared).
- Get the appropriate loan for you at the best rates and
fees. This will save you significant money "up front"
and throughout the years to come.
Count On Yourself
To:
- Keep your Real Estate Agent informed of any questions
or concerns as they develop.
- Keep the process moving by providing documentation and
decisions as soon as reasonably possible. By doing so, many
of the details are taken care of early in the process so
you can comfortably concentrate on any last-minute details
or events that require your attention.
- Enjoy purchasing your home, but do remain objective throughout
-- to make the business decisions that are best for you.
- Make sure you are pre-approved as early as possible. This
will put the power of financing behind you so you can concentrate
on selecting your home.
Find
out how much you can buy right now by clicking here
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